1. It is best to buy your travel insurance directly from the insurance company.
Buying from a 3rd party company or a person has a lot of downside versus buying direct. Biggest of them all is price, as it is almost certain that you will pay more. It will also be hard for you to compare your travel insurance since the packages will surely have their own sales pitch. It will be better for you to do your own comparisons using information directly from insurance companies.
2. Don’t over spend by checking your other coverage plans.
It is always smart to make sure you utilize every penny you spend. Sometimes if you want to save money when buying travel insurance looking for the cheapest one is not the key, check your health plan or even your credit card first. . “Many health policies will cover you partially overseas, though you may still have gaps—maybe covering only 60 percent of your expenses,” says InsureMyTrip.com. Your credit card sometimes offer assistance in sourcing medical help and even for lost baggages. So before you dive in and buy travel insurance check your current coverage, a simple call to you provider may save you a lot.
4. Skim through travel insurance reviews.
One of the benefits of the internet today especially social media is you can already learn from other people’s experience through reviews. Though one word of caution, decide on what coverage you need before looking through the travel insurance reviews. Getting your bottom line settled will prevent you from being swayed by lots of opinions online (and therefore paying more than you need to). Look for input on reliability of service or help and support.
5. Be sure to check your “Emergency Medical Assistance” coverage –
While not obvious most medical coverage does not include emergency medical assistance. Should you have an emergency while having your adventure tour it will cost you more if you don’t have this add-on. So make sure you have one.